Website Terms of Use

Please read these Terms of Use carefully (including our Privacy Policy before using our website (including all its sub-domains) (“Site”) and/or our Services (defined below), so that you are aware of your legal rights and obligations with respect to Finfo Pte. Ltd. (“Finfo”, “we”, “our” or “us”).

By accessing this Site and/or using the Services, you hereby agree:

  1. that you have read and agree to be legally bound by these Terms of Use (including our Privacy Policy); and
  2. that you are at least 18 years old and have the necessary legal capacity, right, power and authority to agree to these Terms of Use.

If you do not accept these Terms of Use, please leave the Site and/or discontinue use of the Services immediately.

Finfo may at any time vary or amend these Terms of Use by posting the amended Terms of Use on the Site. Any use of the Site or Services after the amendment of these Terms of Use is deemed acceptance of the amended Terms of Use by you. If you do not agree to the amended Terms of Use, you have the right to stop using the Site and Services.

  1. Site and Services
    1. The Site is owned and maintained by Finfo.
    2. Finfo offers one or more of the following features and services (each a “Service” and collectively the “Services”) through the Site:
      1. access to a collection of information, services, data, text, listings, pricing, graphics, images, videos, audio files and other types of works;
      2. search engines or tools;
      3. order forms, contact forms and other communication tools;
      4. a software-as- a-service platform, accessible only to subscribers on terms to be set out in a separate Subscription Agreement, for such subscribers to create their own investor relations microsites; and
      5. any other services, features, content or applications that Finfo may offer through the Site from time to time in our sole and absolute discretion.
    3. Finfo reserves the right to change, modify, suspend or discontinue the whole or any portion of the Services or Site at any time. We may also impose limits on certain features or restrict your access to parts of or the entire Services or Site without notice or liability.
  2. Licence
    1. Finfo hereby grants you a personal, non-exclusive and non-transferable licence to use the Site, and access and use the Services available via the Site, subject to the terms set out in these Terms of Use.
    2. You agree not to reproduce, copy, modify, adapt, translate, publish, display, communicate, transmit, broadcast, distribute, sell, trade, exploit or use for any commercial or other purposes, any portion of, or any access to:
      1. any Service;
      2. the Site;
      3. any materials, information, news, advertisements, listings, pricing, data, input, text, songs, audio, video, pictures, graphics, software, ideas and other content, that is made available on or via the Site or Services (collectively, “Content”),

      except, to the extent permitted by law, with the prior written consent of Finfo or unless expressly permitted in these Terms of Use.

    3. Without prejudice to the generality of Clause 2.2, you agree not to reproduce, display or otherwise provide access to the Site, Services or Content, for example through framing, mirroring, linking, spidering, scraping or any other technological means (including any technology available in the future), without the prior written permission of Finfo.
    4. The Site and all Content are the copyrighted work of Finfo and its licensors. Finfo and its licensors reserve and retain all rights in the Site and Content.
    5. You may not decompile, reverse engineer or otherwise attempt to discover the source code of the Site or any Content, except under the specific circumstances expressly permitted by law or Finfo in writing.
    6. You may not hack into, interfere with, disrupt, disable, over-burden or otherwise impair the proper working of the Site, Services or our servers, which shall include but is not limited to denial-of- service attacks, spoof attacks, session hacking, sniffing, tampering, spamming, reverse engineering or reprogramming.
  3. Intellectual Property
    1. The copyright, patents, trade marks, registered designs and all intellectual property rights in the Services, the Site and all Content shall vest in and remain with Finfo and its licensors.
    2. The trademarks, logos and service marks (“Marks“) displayed on this Site are the property of Finfo and other third parties, and all rights to the Marks are expressly reserved by Finfo and the relevant third parties. You are not permitted to use the name of Finfo or any Marks, including in any advertising or publicity or as a hyperlink, without the prior written consent of Finfo or the relevant third party.
    3. The domain name on which the Site is hosted is the sole property of Finfo and you may not use or otherwise adopt a similar name for your own use.
  4. Comments, Feedback and Other Information
    1. You may provide or submit comments, feedback, suggestions and other content or information (collectively, “Comments”) so long as the content is not illegal, criminal, immoral, inappropriate, hateful, obscene, defamatory, offensive, violent, abusive, political, religious, infringing or disrespectful in nature, and does not consist of or contain software viruses, solicitation or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a Comment. Finfo reserves the right (but is not obliged) to review, remove or edit such content.
    2. You hereby grant Finfo a non-exclusive, royalty-free, perpetual, irrevocable and sub- licensable licence to use, reproduce, modify, adapt, translate, publish, display, communicate, transmit, broadcast, distribute and exploit any Comments that you provide or publish through or in relation to the Site, for any purpose as Finfo may require at its sole discretion. You further agree that Finfo may use and publish your name in connection with such Comments.
    3. If you have any questions or concerns about these Terms of Use or any issues raised in these Terms of Use or on the Site, please contact us at [email protected].
  5. Disclaimers & Limitations
    1. While we make every effort to ensure that the Site, Services and all Content is accurate and complete, we provide the Site, Services and Content on an ‘as is’, ‘as available’ basis only without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, Finfo disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability or fitness for a particular purpose, compliance with description, or the warranty of non- infringement. Without limiting the foregoing, Finfo does not warrant that the functions contained in or access to the Site, Services, Content or other content will be timely, uninterrupted or error-free or without omission, that defects will be corrected, or that the Site, Services, or Content are free of viruses or other harmful components, or that the viewing of the Site on any device will not affect the functionality or performance of the device. Finfo does not warrant or make any representations regarding the use or the results of the use of the Content, the Services or the Site in terms of their correctness, accuracy, completeness, reliability, or otherwise.
    2. You agree that:
      1. Finfo shall be entitled at any time, at its sole and absolute discretion and without prior notice, to add to, vary, terminate, withdraw or suspend the operation of the whole or any part or feature of the Site or Services without assigning any reason; and
      2. access to or the operation of the Site and/or the Services may from time to time be interrupted or encounter technical or other problems and may not necessarily continue uninterrupted or without technical or other errors,

      and in any such event, Finfo shall not be liable for any loss, liability or damage which may be incurred as a result.

    3. To the fullest extent permitted by law, Finfo shall not be liable to you for any damages, losses, expenses, liabilities under any causes of action (whether in contract or tort including, but not limited to negligence, or otherwise) caused through the use of, or the inability to use, the Services, the Site, Content or any other website or device. In the event that Finfo is liable for damages despite the foregoing provision, you agree that Finfo’s aggregate liability to you for any and all causes of action shall not exceed Five Hundred Singapore Dollars.
    4. In no event shall Finfo be liable for any indirect, special, consequential, or incidental damages that result from the Services, Site or Content, or your use of, or the inability to use, the Services, Site, Content or any other website or device, even if Finfo or a Finfo authorised representative has been advised of, or should have foreseen, the possibility of such damages.
    5. You agree that the above exclusions and limitations of liability enable the Services and the Content to be provided by Finfo at either reasonable costs or no costs to you.
  6. Linked Sites
    1. Finfo may provide links, plug-ins, widgets or other connections to other sites (“Linked Sites“) that may be of relevance and interest to users. Finfo has no control over, and is not responsible for the content on or obtained through the Linked Sites or for any damage you may incur from the Linked Sites (including any virus, spyware, malware, worms, errors or damaging material contained in the Linked Sites) or the availability, accuracy or reliability of any of the Linked Sites. You hereby agree to assume all risk arising from the use of the Linked Sites and hereby irrevocably waive any claim against us with respect to the Linked Sites. Finfo does not endorse, recommend or guarantee any of the Linked Sites, and Finfo expressly disclaims all liabilities and responsibilities arising in relation to any Linked Sites.
  7. Security & Privacy
    1. Finfo recognises the importance of keeping your personal information and data secure and private. To understand our security and privacy policies and practices, please read our Privacy Policy.
    2. Please do not submit any personal information or data without first reading our Privacy Policy which explains our data use and privacy practices in detail.
  8. Suspension and Termination
    1. You agree that Finfo has the right in its sole and absolute discretion and without notice or liability to restrict, suspend, or terminate your access to all or any part of the Site or Services, without assigning any reason.
  9. Notification of Infringement
    1. Finfo reserves the right to investigate notices of copyright, trademark and other intellectual property infringement (“Infringement”) in respect of the Site, Services or Content (“Infringing Material”) and take appropriate action. If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring on the Site or Services, please notify Finfo in writing immediately (“Infringement Notice”).
    2. All Infringement Notices shall be sent to Finfo addressed as follows:
      Finfo Pte Ltd
      14 Robinson Road
      #08-01A Far East Finance Building
      Singapore 048545
      Email address: [email protected]
      Attn: Head of Legal
    3. Finfo will duly consider all Infringement Notices submitted in the above manner. In return, you agree that you shall not take any legal action or exercise any legal remedy you may have against Finfo in respect of any Infringing Material, unless you have first given Finfo the Infringement Notice and sufficient opportunity to remove the Infringing Material, and thereafter Finfo refuses or fails to remove the Infringing Material within a reasonable time. Where Finfo removes the Infringing Material in response to your Infringement Notice, you agree not to exercise and you hereby waive, any right of action against Finfo under applicable law which you may have in respect of any Infringing Material appearing on the Site prior to such removal by Finfo.
    4. You acknowledge and agree that Finfo has no control and cannot undertake responsibility or liability in respect of Infringing Material appearing on or through Linked Sites or other third party sites.
  10. Jurisdictional Issues
    1. The Site and Services are designed for use by residents of Singapore. Finfo makes no representation that the Services and Contents of the Site are appropriate or available for use in your location. Those who choose to access this Site from any other location do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
  11. Indemnity
    1. You agree to indemnify and hold Finfo, and its officers, agents, partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of:
      1. any use of the Site or any Service;
      2. your connection to the Site;
      3. your breach of any terms and conditions of these Terms of Use;
      4. your violation of any rights of another person or entity, including intellectual property rights; or
      5. your breach of any statutory requirement, duty or law.
  12. Severability
    1. If any provision (or part of a provision) of this agreement is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.
    2. If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.
  13. No partnership or agency
    1. Nothing in these Terms of Use shall constitute or be deemed to constitute an agency, partnership or joint venture between Finfo and you and neither party shall have any authority to bind the other in any way.
  14. Waiver
    1. No failure or delay by a party to exercise any right or remedy provided under this agreement or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.
  15. Force Majeure
    1. Finfo shall have no liability to you under this agreement if it is prevented from or delayed in performing its obligations under this agreement, or from carrying on its business, by acts, events, omissions or accidents beyond its reasonable control, including, without limitation, strikes, lock-outs or other industrial disputes (whether involving the workforce of Finfo or any other party), failure of a utility service or transport or telecommunications network, act of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm, default of suppliers or sub-contractors, or disruption or unavailability of any Linked Sites.
  16. Governing Law & Jurisdiction
    1. These Terms of Use and all matters relating to your access to, or use of, the Site and the Services shall be governed by and construed in accordance with the laws of Singapore including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (Cap. 88), without giving effect to any principles of conflicts of law.
    2. Any dispute arising out of or in connection with these Terms of Use, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Singapore, the tribunal shall consist of one arbitrator, and the language of the arbitration shall be English.